The hospital wants to bill the emergency room bill to the driver of the car that crashed into me; that sounds fair, right? WRONG. All injury lawyers know that If you have health insurance and do not have Georgia Medical Payments insurance coverage, then the medical care should be billed to your health insurance after a crash, every single time. “Why” you may ask. “After all it is only fair that the other driver’s insurance company should pay the emergency room bill if they caused the crash.”1. Your health insurer has a contract fee schedule for services so that a $1400.00 MRI will only be billed to your health insurer at around $500.00. So when time comes to reimburse the health insurer out of your settlement you are repaying less than $500.00 instead of $1400 to the hospital.
2. You may not want to hire a lawyer and bother with trying to make a financial recovery from the other driver. If the hospital fails to bill the driver, they may try to take out a Georgia Medical Lien against you and you end up on the hook.
What should I do with the hospital bill after a car accident in Georgia?