A DOT worker was killed in Augusta Georgia this week when a 200 pound tire flew off of a tractor trailer and struck the man. What concerns me is that the news service calls this a “freak accident” and yet it clearly is not. The only way wheels come off…
When a person is injured through no fault of their own, Georgia State Law and Federal Law provide that there should be a remedy against the at-fault party. One of the more confusing things for clients to understand is that in the eyes of the law, determining who is responsible…
For those of you that never read this article by CNN exposing State Farm and Allstate for adopting a combative strategy of deny, delay defend with regard to handling their claims, I strongly recommend it. You can draw your own conclusions from the research, but I can tell you that…
In an amazing show of unity, the Senate passed the bill unanimously and the House only had one Nay. President Bush signed it into Law on May 22, 2008. The bill has been a long time coming and bars health insurers from asking for or using genetic information to make…
One simple tip can help you save hundreds of dollars. Increase your deductible from $200.00 to $500.00 on the collision and comprehensive coverage and you can save up to 30% on those premiums. I personally have mine set at $1000.00 due to the savings. You protect yourself against the massive…
These insurance coverages are frequently misunderstood in Georgia insurance policies. Collision coverage protects you against yourself when you cause a crash either with another vehicle or with an object. It will pay to repair damage to your own vehicle. It is required on cars that you finance or lease. You…
I cannot emphasize enough how important it is to have Uninsured and Underinsured Motorist coverage in Georgia. In 11 years of practicing as an injury lawyer, I have found that the people that cause the most devastating injuries in automobile collisions tend to be uninsured and underinsured drivers. Bad drivers…
If your agent cares about you or you are tuned in, you will put medical payments insurance on your Georgia car insurance policy. This is a coverage that directly benefits you and your passengers in the event that you or they are hurt in an accident. It pays regardless of…
Granted I do only review Georgia car insurance policies for people when things have gone wrong but isn’t that the way you should approach your insurance purchasing? The most common thing I hear from people after they have been in a terrible accident is “I have full coverage.” What does…
When a car is damaged and repaired in a Georgia car accident, it is not “as good as new” when fixed. Diminution in value or diminished value generally applies only to cars that have not been in a wreck before. The idea is that in this day and age of…