Our new Georgia car insurance policy exclusions page is now up on the firm site. There have been a rash of coverage dispute with insurance companies stemming from car accidents in Atlanta and there are very few consumer resources out there. Just click on the hyperlink below to access the resource.
The Georgia car insurance policy exclusions covered include:
Continue reading " Georgia Car Insurance Policy Exclusions " »
As a regular part of their job, Atlanta car accident lawyers are called upon to examine and interpret the car insurance policies that apply in the aftermath of a crash. For the innocent victims of the crash, certain policy exclusions can be devastating. 
Take for example a recent client who was struck by a driver whose license had been revoked due to too many dui convictions. This driver had no drivers license and had borrowed a friend's car. Under Georgia law, even though the driver had no license and no insurance of his own, the insurance policy on the vehicle covers anyone driving the vehicle with permission. (understand that if a person is not a permissive user, they are not covered by the vehicles insurance) We sent out the certified letters to USAA insurance request they disclose the insurance policy limits and disclose any policy defenses. If this policy is drafted like most, it will continue an exclusion for coverage when the vehicle is operated by an unlicensed driver.
Continue reading " Atlanta Car Accident Lawyers Discuss Insurance Policy Exclusions " »
Our Athens Injury Lawyer website is now active and we are meeting with clients through an office sharing agreement in Downtown Athens, Georgia.
Please feel free to contact us to make an appointment at the Athens office.
Christopher Simon Attorney at Law
650 Oglethorpe Avenue #6
Athens Georgia 30606
706-389-4529
In Georgia you can settle your property damage claim and proceed with your injury claim and what you do in one will not affect the other. The Georgia legislature passed O.C.G.A. ยง51-1-32 and 51-1-33 to ensure that you and the insurance company can work out your property damage sooner and without fear that it will impact your rights if you sustain an injury. Understand that just because they pay for your car repair, it does not mean that they will accept liability on the injury. Be careful though because there is still a danger when it comes to signing releases.
Continue reading " Property Damage Claims are Separate from Injury Claims, but be Careful " »
The Georgia Senate has passed a bill banning texting while driving and it calls for a stiff fine for adults and license suspensions for teenagers. The House version of the bill calls for license suspensions if you cause a crash while texting. Although we should all applaud the passage of the bill as it may save countless lives, the cynic in me complains that driving while distracted is already a ticketable offense.
I suppose though that literally telling people that driving while texting is illegal will have a more damming effect.
This legislation sadly grew out a of fatal crash involving Caleb Sorohan in December and the bill is called the "Caleb Sorohan Act for Saving Lives by Preventing Texting While Driving".
Now all we have to do is solve the enforcement problem. My solution? Use traffic cams to take high res shots of cars and their tags from the front and rear on I-8/I75 and send them tickets in the mail. It will make for a safer world for all of us.
Option 2 is for GPS enabled phones to know when the phone is moving at highway speed and disable the texting function unless the driver is able to handle an intricate input task proving they are a passenger.
Continue reading " New Georgia Law Banning Texting and Driving " »
I agreed to step in and try a case for another Atlanta injury lawyer two months ago only to find out in deposition that the client had filed a Chapter 13 Bankruptcy due to business debts prior to the crash that injured him. Under the Bankruptcy Code, he has a duty to amend his Bankruptcy to reflect that he has the injury claim as it is a potential asset. In this case the client failed to do that and the bankruptcy is now closed.
Continue reading " Atlanta Injury Lawyers Advise Use Caution When Filing Bankruptcy " »
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